As Congress continues to negotiate legislation to fund the federal government, as of Oct. 1 at midnight, federal agencies were required to stop programs or activities not deemed critical to national security or the protection of lives or property. Agencies that operate with their own revenue stream will continue normal operations.
Government shutdowns can affect the U.S. economy and everyday Americans in various ways. The degree of impact depends on how long the shutdown lasts and what government services are suspended.
A government shutdown does not affect Regions Bank’s, or any bank’s, core operations. We will still be here to serve and support our customers and communities.
FDIC deposit insurance for bank customers will not be impacted by a government shutdown. Federally insured deposits are safe and secure.
Many benefits will continue uninterrupted, such as Social Security, Medicare, TANF and SSI.
But people receiving WIC (benefits for low-income women and children) and SNAP (nutrition assistance) benefits could be affected. Some veterans’ benefits could be interrupted, as well.
Regions Bank is here to help impacted customers with a range of options, from helping with certain deposit account fees to a one-time, penalty-free withdrawal from a CD. Additionally, Regions’ mortgage, loan and credit card customers may qualify for forbearance or other payment assistance based on individual needs.
Additional information about customer assistance programs and offers can be found on this new section of Regions.com dedicated to the government shutdown.
Customers can also call the following numbers for a personalized review of their financial options:
- First Mortgages: 1-800-221-7471
- Home Equity Loans: 1-800-221-7471
- Other Consumer Loans: 1-800-411-9393
Commercial Banking clients with specific questions may contact their relationship manager.
Regions understands people also have broader concerns about the shutdown’s impact on the economy and the markets. Regions Wealth Management offers commentary and timely information in its Weekly Market Update, presented live every Friday at 12 p.m. ET / 11 a.m. CT. Information and dial-in instructions can be found on Regions.com.
Regions Bank is committed to working with all our customers to make the shutdown as seamless as possible.
©2025 Regions Bank. Offers are available for a limited time only to individuals and businesses impacted by the U.S. federal government shutdown, may be subject to other exclusions and restrictions, and are subject to change without notice. All loans and lines, extensions and forbearances are subject to required documentation and credit approval. Residency restrictions may apply. Special interest rates are determined by applicant’s credit qualification profile. Offers not valid for applications originated online. Offers may not be combined with other discounts.
The no-penalty offer allows customers to make one partial or complete withdrawal outside of applicable grace periods without penalty. The penalty-free withdrawal must be made more than six days after the issue date. Any other withdrawals will be subject to penalties.
Subject to credit approval. Interest will continue to accrue during the period that the payment is skipped or deferred. For installment loans, deferring or skipping payments will extend the maturity of your loan but will not automatically extend any optional insurance. Forbearances, skipped payments and deferrals generally (a) vary by customer, (b) postpone – rather than forgive – certain payment obligations and (c) require payment in full of the postponed payments at the end of the forbearance or deferral period, in addition to any other amounts that come due, unless you make other arrangements with Regions to resolve the delinquency. | Regions and the Regions logo are registered trademarks of Regions Bank. The LifeGreen color is a trademark of Regions Bank.